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Cost reduction, profit Improvement, cost management, profit retention, procurement, profit and loss, cost analysis, business expenses, cost saving ideas, supplier management, expense reduction, reduce costs, expense management, banking costs, cash handling costs, packaging costs, distribution costs, freight costs, laundry costs, consumable costs, fleet costs, utility costs, insurance costs, business rates, waste disposal costs, catering supplies. |
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Business DevelopmentExpense Reduction Analysts UK & IrelandPublic Company; 51-200 employees; Accounting industry September 2008 – Present (3 years 6 months) Glasgow, United Kingdom We have over 140 assocaites in Uk with expertise in all areas of cost and overheads. Profit improvment is driven by improved cost efficiency and management. Advisory Board MemberExpense Reduction Analysts UK & IrelandPublic Company; 51-200 employees; Accounting industry January 2010 – Present (2 years 2 months) Glasgow, United Kingdom Loans ManagerMoneyquestPrivately Held; 11-50 employees; Financial Services industry January 2005 – August 2008 (3 years 8 months) Responsible for establishing loans department with moneyquest. Involving all aspects of sales, marketing, packaging, operations and compliance Branch ManagerFirst National BankPublic Company; 10,001+ employees; Banking industry August 1995 – June 2000 (4 years 11 months) Bank OfficerRoyal Bank of ScotlandPublic Company; 10,001+ employees; RBS; Banking industry 1987 – 1999 (12 years) Bank OfficerAIBPublic Company; 10,001+ employees; AIB; Banking industry July 1990 – July 1995 (5 years 1 month) Bernard McKay's SkillsBernard McKay's EducationClydebank CollegeBanking, Strategic Management, Corporate Finance, Financial Management1993 – 1995 Chartered Institute of Bankers in Scotland block study programme. St. Maurices High School1982 – 1987
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