Bernard McKay

Associate at Expense Reduction Analysts

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• Associate at Expense Reduction Analysts

• Loans Manager at Moneyquest Director at Loanmakers Ltd Branch Manager at First National Bank Bank Officer at AIB see less... 1 more...

► What do we do – We help businesses manage all areas of cost or procurement, my role is specifically in business development and client management. ► What do we deliver – We deliver specific and tailored solutions to maximise value, profit margin and cost reduction. These solutions will provide sustainable proven savings, enhance supplier management...all done with no detrimental impact on quality or service. It can be agreed on a basis of shared savings so that we are only paid on results, fixed project fee or on a consultative basis. ► How we do it – We provide a total cost and purchase management program. The client controls all aspects of our service from supplier identification to the individual solution that is implemented. The projects are planned and agreed, and then existing analysis of costs conducted. Benchmark service levels and prices agreed. Full tender management and compilation of recommendations. Regular audits to maxmise cost reduction. Ongoing procurement and supplier management. We are able to provide proven expertise in the following areas without you having to employ it directly: ►Banking, cash handling, merchant card fees ►Distribution and logistics - parcel distribution, couriers, freight and pallet management ►Industrial supplies – packaging, work wear, PPE, engineering consumables, cleaning, laundry, building products, building materials, plant hire, hygiene and cleaning products ►Property costs – communications (landline, mobile, data), utilities, business rates, insurance ►Fleet costs – vehicle lease, contract hire, vehicle acquisition, fuel, tyres ►Managed services – waste disposal, contract cleaning, catering, FM, media, security, travel ►Office costs – stationery and office consumables, photocopiers, postage, IT, print, document storage ►Chemicals and lab supplies, gases Call me on 07773 847921 or email me b.mckay@erauk.net for an exploratory chat.

Cost reduction, profit Improvement, cost management, profit retention, procurement, profit and loss, cost analysis, business expenses, cost saving ideas, supplier management, expense reduction, reduce costs, expense management, banking costs, cash handling costs, packaging costs, distribution costs, freight costs, laundry costs, consumable costs, fleet costs, utility costs, insurance costs, business rates, waste disposal costs, catering supplies.

• Associate

  Expense Reduction Analysts

  (Financial Services industry)

  September 2008 — Present (1 year 11 months)

  We have over 140 assocaites in Uk with expertise in all areas of cost and overheads. Profit improvment is driven by improved cost efficiency and management.

• Loans Manager

  Moneyquest

  (Privately Held; 51-200 employees; Financial Services industry)

  January 2005 — August 2008 (3 years 8 months)

  Responsible for establishing loans department with moneyquest. Involving all aspects of sales, marketing, packaging, operations and compliance

• Director

  Loanmakers Ltd

  (Financial Services industry)

  June 2000 — December 2004 (4 years 7 months)

  New start loans broker where I was resposible for sales, operations, packaging and accounts.

• Branch Manager

  First National Bank

  (Financial Services industry)

  August 1995 — June 2000 (4 years 11 months)

• Bank Officer

  AIB

  (Public Company; AIB; Banking industry)

  July 1990 — July 1995 (5 years 1 month)